EAA Web Session ‚Building Experience Mortality Tables – Practical Aspects‘

In life and protection insurance, accurately assessing mortality is a cornerstone of pricing, reserving, and risk management. Standard mortality tables provide a useful benchmark but often fail to reflect the specific characteristics of an insurer’s portfolio. As a result, insurers increasingly rely on experience-based mortality tables to better capture their own risk profile.

However, building such tables involves significant challenges, including data quality, statistical credibility, segmentation choices, smoothing techniques, and methodological assumptions.

This web session provides a practical and structured approach to constructing experience-based mortality tables, combining actuarial theory with real-world insights applicable across different markets.